Many investors are confused about whether capital allowances can be claimed on residential properties, and in particular, HMOs. This article aims to clarify the current position (at October 2015) so that investors have clarity about whether capital allowances are claimable on their HMO property. Continue Reading »
The July 2015 Budget saw a number of unwelcome tax changes, including a new dividend tax regime which commences from April 2016. This article sets out the new changes, and what can be done to mitigate the impact of the new rules. Continue Reading »
Most property investors have a ‘day job’ limited company – whether a contractor / consultant company, or a more traditional business – which has excess cash that can’t be extracted without incurring at least an 25% tax charge. This article looks at how such funds can be used for property investing, without incurring a tax charge. Continue Reading »
The July 2015 Budget changes to mortgage interest relief will, for some landlords, create significantly higher tax bills. This article explains what tax-planning options are available, and the benefits and issues of each.
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The July 2015 Budget saw several key changes that will impact landlords in the future – by far the most important is the restriction on mortgage interest relief. This article explains the change, and enables readers to check if the affects them and approximately by how much, and provides some initial pointers as to how to mitigate the impact of this change. Continue Reading »
Most property investors use mortgage, and other finance types, to fund their property rental business, and so have to pay interest in order to do so.
This article looks at what finance interest can be claimed as tax deductible, and how relief is obtained.
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Many property investors need help with managing their business, and involving their children has a number of potential benefits, both financially and otherwise.
This article looks at how investors can get a tax deduction for employing their children, or child in their property business, and how to ensure that this is done lawfully.
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SEIS is the ‘Seed Enterprise Investment Scheme’ was introduced in 2012 and extended in 2014, and enables certain types of small companies to raise finance while offering generous tax incentives to investors.
This article looks at how SEIS tax reliefs work, both for income tax and capital gains tax, and key amounts and dates to be aware of when considering making an SEIS investment.
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Many property investors own property in joint names with other investors, or a spouse, or a family member, or a friend. But is this a tax partnership, and if it is, does it matter
This article looks at property rental partnerships – what are they, what are the implications if you have one, and what should you do about it.
Warren Buffett is widely acknowledged to be the world’s most successful investor. From a standing start he has built up a personal fortune of around £50 billion – and Buffet is well-known for his witty quotes, and his willingness to pass on his knowledge. He is known as the ‘Oracle of Omaha’ and the annual general meeting for his company, Berkshire Hathaway, is a mecca for investors world-wide, seeking pearls of wisdom from the world’s richest investor.
This article looks at Buffett’s most well-known tips and sound-bites, and looks at how these might apply to property investors.
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