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Property Articles

Building Wealth using Compounding Rental Profits & the Occasional Sale

First Published: November 2010 | Available in: Property Articles Property Investor News Your Property Network

By specialist property accountant Stephen Fay ACA

Many property investors want to use property to generate long-term wealth – but few put in place a business plan and financial budget to achieve their aim. Being financially disciplined, and committing to a long-term plan, can lead to financial security sooner than you think – using compounding rental profits and occasional sales to reduce debt and build equity.

There is a lot of hype around property investment, but the truth is that the average investor is trying to build a moderate-sized portfolio to allow a comfortable and early retirement, and to pass on to family.

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How to Present your Property Business in the Best Possible Light to Commercial Lenders

First Published: November 2010 | Available in: Property Articles Your Property Network

By specialist property accountant Stephen Fay ACA

With lending criteria from ‘High Street’ Buy-To-Let lenders tightening, the lending environment is becoming much tougher for property investors. Many property investors with good portfolios are now looking at commercial finance – rates and fees are often better, and lending criteria no worse than BTL lenders – but, information requirements are more stringent. Continue Reading »

How To Obtain Commercial Finance?

First Published: October 2010 | Available in: Property Articles Property Investor News

By specialist property accountant Stephen Fay ACA

With lending criteria from ‘High Street’ Buy-to-Let lenders tightening, the lending environment is becoming much tougher for property investors. Many property investors with good portfolios are now looking at commercial finance – rates and fees are often better, and lending criteria no worse than BTL lenders – but, information requirements are more stringent.  Continue Reading »

A Property Investor’s Guide to Financial Survival

First Published: August 2010 | Available in: Property Articles Property Investor News Your Property Network

By specialist property accountant Stephen Fay ACA

Many property investors have moved on from simply owning one or two properties and are, effectively, running a small business. This means better financial management skills are needed. Specialist property accountant Stephen Fay ACA looks at how today’s property investors can avoid becoming tomorrow’s distressed sellers. Continue Reading »

Capital Gains Tax to increase – What’s your new Strategy?

First Published: June 2010 | Available in: Property Articles Property Investor News Your Property Network

By specialist property accountant Stephen Fay ACA

The new coalition Government has indicated that there are likely to be major changes to the Capital Gains Tax (CGT) regime, which will affect landlords and property investors across the board. Although we won’t know precisely what these changes are, and when they will kick in, until the emergency Budget is announced on 22 June, YPN asked specialist property accountant Stephen Fay ACA, to give us the low-down. Continue Reading »

Tax Planning for Property Investors – Your Questions Answered

First Published: May 2010 | Available in: Property Articles Your Property Network

By specialist property accountant Stephen Fay ACA

It’s that time of year when we all need to start thinking about submitting our tax returns and so with this in mind YPN have asked property tax expert Stephen Fay to answer some of the questions he most frequently gets asked by property people.

Stephen combines expert technical tax knowledge with real-life property investment experience to offer property investor clients a unique service. Here, Stephen answers some recent questions posed by investors …  Continue Reading »

Tax life-cycle of a Property Investor

First Published: May 2010 | Available in: Property Articles Property Investor News Your Property Network

By specialist property accountant Stephen Fay ACA

Different taxes come into play, during the life-cycle of a property investor. This means the tax strategy needs to be monitored constantly, to ensure that, over the whole investment life-cycle, every possible tax-planning opportunity is considered. Specialist property accountant Stephen Fay ACA looks at how tax considerations for property investors change depending on where they are in the ‘property investment life-cycle’.  Continue Reading »